**H**owever, there are some wrinkles to that formula when you consider guys like president Bush. At 55 years of age should have 220 - 55 = 165 as his maximum heart rate. Problem is, the guy is closer to a heart rate of 180 when doing his annual, widely published checkups. How can this be? And if Bush's real max heart rate is about 8% off from the standard formula, doesn't that mean that your so-called 70% or 85% could be equally skewed?

**H**arvard's Men's Health Watch published an explanation last year that sheds some new light on this matter. A couple of Colorado scientists did some exercise test reality checking and reviewed the results of 18,712 men and women of all ages. Based on the this real-life data they came up with a new formula:

**Maximum heart rate**= 208 - (0.7 x age in years)

**T**his should apply to all healthy men and women between 18 to 81 years of age. Now, president Bush is in exceptionally good health for his age and still exceeds his predicted maximum. Nonetheless, it appears the new formula is more accurate.

**Simple Target Heart Rate Calculator**

Using the 208 - (0.7 x age in years) formula.

The Karvonnen formula is more advanced since it also takes into account your resting heart rate. This is your heart rate at complete rest. To determine this, take your pulse for 60 seconds just before you get out of bed... or take it for 30 seconds and multiply by 2.

**Advanced Target Heart Rate Calculator**

Using the Karvonen Formula.

- For your age, use a whole year. (Between 0 and 100)
- Put your Resting Heart Rate in the next box. (Between 30 and 100)
- In the % box, use a number between 50 and 85. Do not include the %.
- Click on the
**Calculate**button, and it will calculate your target heart rate or that percentage.

**S**o, in practicality, what does this mean? The difference is the greatest for young and elderly people; people in the mid-forties will get the same numbers as with the old formula. However, if you're 20, your max heart rate is 194 instead of 200, meaning 70% of max = 136 instead of 140 and 85% of max = 165 instead of 170. That makes a difference when you're setting up the treadmill next time you're doing cardio. For a 65-year old, the max heart rate is 163 instead of 153, with 70% of max = 114 instead of 107 and 85% of max = 139 instead of 130.

Age |
Old Max |
New Max |
70% |
85% |

20 | 200 | 194 | 136 | 165 |

25 | 195 | 191 | 134 | 162 |

30 | 190 | 187 | 131 | 159 |

35 | 185 | 184 | 129 | 156 |

40 | 180 | 180 | 129 | 156 |

45 | 175 | 177 | 124 | 150 |

50 | 170 | 173 | 121 | 147 |

55 | 165 | 170 | 119 | 145 |

60 | 160 | 166 | 116 | 141 |

65 | 155 | 163 | 114 | 139 |

70 | 150 | 159 | 111 | 135 |

Thanks,